Verify It
Verify If Your Mortgage Is Assumable
Use our free tool to check if your FHA, VA, Conventional, or ARM loan is assumable. Get clarity in minutes.
Quick Verification
Is Your Loan Assumable?
FHA Loans
Assumable (with lender approval for loans after Dec 1, 1986)
VA Loans
Assumable (by veterans and civilians with lender approval)
ARM Loans
May be assumable — check your loan documents
Conventional Loans
Generally NOT assumable (due-on-sale clause)
Not sure which loan type you have? Check your original loan documents or call your lender and ask: "Is my mortgage assumable?"
Get a Professional Verification
Want us to verify your specific loan? Submit your details below and our team will confirm your loan's assumability within 72 hours.
Verification is included with the GET THERE FIRST package for $19.99. A partial refund of $10 is issued if the property is found to be non-assumable.
What Happens After Verification?
Confirmed Assumable
If your loan is assumable, we'll provide the details buyers need: current balance, interest rate, and monthly payment.
Estimate the Value
Use our Estimate It tool to calculate how much your assumable rate is worth to a potential buyer.
List Your Property
Add your home to our Assumable Listing Service and start attracting buyers who are specifically looking for your loan type.
Ready to Find Out?
Knowing your loan is assumable is the first step to unlocking its full value.